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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178347 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178357)

Paying in 3

Paying in 3 instalment has been easy Reviewed on: 9th June 2024

Well managed lending

Fast and fair all fees stated up front with easy repayment options and constant reminders with great visual guide Reviewed on: 9th June 2024

All queries dealt with in a timely manner.

All queries dealt with in a timely manner. Good reminders about direct debits and good offers on purchases. Reviewed on: 9th June 2024

Thank you PayPal!

Without access to PayPal credit and Pay In 3, it would be very difficult for me to purchase the things me and my family need - it's a God-send and I'm very grateful. I can manage my budget and I'm not in any hardship with the payment options available. A very big thank you! Reviewed on: 9th June 2024

5 Star Excellent

I have to say that the app is so simple to understand and explore. I know if a dispute occurs they will intervene on your behalf to resolve. I've had a PayPal account for years and it has developed so much and for the better with more online companies offering PayPal as a payment service than before. Credit terms and ease of use for me are great. Having the choice to pay a supplier direct or in installments or with credit is amazing as with other companies that choice is not available. I can only recommend PayPal and give a 5 star rating for excellence. Reviewed on: 9th June 2024

Great app loved it easy to use

Great app easy to use wouod recommend defo thsnk y love it Reviewed on: 9th June 2024

Customer Service not the best when you have a problem.

Customer Service not the best when you have a problem. It's like they are reading from a script. Reviewed on: 9th June 2024

PayPal provides a fabulous service.

PayPal provides a fabulous service. The website and app is easy to navigate and user friendly meaning I can manage my lending and repayments with ease. I would highly recommend their service to offers Reviewed on: 9th June 2024

Safe and Secure way of Buying

Great Way to securely buy/send monies Reviewed on: 9th June 2024

Excellent professional service Always good varied id...

Excellent professional service Always good varied idea's Reviewed on: 9th June 2024

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