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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178443 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178448)

Thank you for the easy way to buy

Thank you for the easy way to buy Reviewed on: 9th June 2024

Pay pal is a pal.

Gives you that little extra time we some times need to purchase items. Reviewed on: 9th June 2024

Easy to apply

Smooth application easy to apply, Repayment steps are clear and interest free is a great option. Reviewed on: 9th June 2024

Been using it for quite a while, never had any probl...

Been using it for quite a while, never had any problems. Reviewed on: 9th June 2024

Excellent

Helps with payments, transfers and even credit. Very easy to use Reviewed on: 9th June 2024

Quick and efficient, very easy to use on larger purc...

Quick and efficient, very easy to use on larger purchases Reviewed on: 9th June 2024

Easy to use.

Easy to use. App was fantastic and quick to use Reviewed on: 9th June 2024

Easy to use no issues, customer service is spot on...

Easy to use no issues, customer service is spot on Reviewed on: 9th June 2024

Everything work smoothly with me

Everything work smoothly with me Reviewed on: 9th June 2024

PayPal credit has been great for me during my time a...

PayPal credit has been great for me during my time as a student, I’ve been able to budget things by using on my PayPal for certain stuff and then paying it off at the end of the month. They send reminders when a payment is due and the customer service is excellent! Definitely recommended! Reviewed on: 9th June 2024

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