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PayPal: PayPal Credit reviews

4.73
Based on 178,476 reviews, last reviewed 13th Jul 2026
770% increase in 5 star reviews
in the past 90 days
776% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026
Bryan G's avatar
Bryan G

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026
Robert 's avatar
Robert

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (178505)

Paypal credit has enabled me to purchase goods I wou...

5
Paypal credit has enabled me to purchase goods I would not otherwise have been able to buy, without putting me into financial difficulties later. The interest rates charged are reasonable, and I appreciate the range of options on offer. Reviewed on: 9th June 2024

Have had no problems using PayPal credit.

5
Have had no problems using PayPal credit. Very good Reviewed on: 9th June 2024

Excellent service plus some extra money on seasonal...

5
Excellent service plus some extra money on seasonal promotions. Reviewed on: 9th June 2024

PayPal with ease

5
PayPal has always been quick and easy and gives great flexibility Reviewed on: 9th June 2024

Excellent

5
Whenever he needs money, they're available to me. Excellent service. Thank you PayPal. Reviewed on: 9th June 2024

Very good

5
Got more offers and flexible payment options Reviewed on: 9th June 2024

Absolutely great

5
Easy to use interface and good value for money Reviewed on: 9th June 2024

Its good

5
Really easy to set up and really simple to use Reviewed on: 9th June 2024

A little trust goes a very long way.

5
I believe that a lender has a responsibility for who they lend money to. Paypal have that. They will contact you to ensure that you are well and able to pay any money that has been borrowed. They will listen and help where and if they can and suggest solutions to any issues a borrower might be facing. I cannot recommend them enough. I trust them as a lender and know they they always have my back. Reviewed on: 9th June 2024

PayPal credit is a saving grace

5
PayPal credit is easy to apply for it. It’s very helpful in making online purchases when I don’t have money. It’s a saving grace Reviewed on: 9th June 2024

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