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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177978)

Has been a massive help in life with the currently f...

5
Has been a massive help in life with the currently financial situation. Reviewed on: 8th June 2024

Good interest rates, great also the opportunity to p...

5
Good interest rates, great also the opportunity to pay in 4 or 3 months Reviewed on: 8th June 2024

Highly recommended to have a

5
Highly recommended to have a++++ Reviewed on: 8th June 2024

Its quick, easy and very simple to usee.

5
Its quick, easy and very simple to use. I would 100% recommend using PayPal credit to anyone. Especially with the 4 months no interest rate. It had helped me out a lot financially. Reviewed on: 8th June 2024

PayPal aswel as PayPal Credit has always been my pre...

5
PayPal aswel as PayPal Credit has always been my preferred method of payment. I feel secure & safer while making transactions. Reviewed on: 8th June 2024

It’s nice to have some fund for some technology

5
It’s nice to have some fund for some technology Reviewed on: 8th June 2024

My go to credit for my tools and workshop equipment.

5
My go to credit for my tools and workshop equipment. Highly recommended Reviewed on: 8th June 2024

I appreciate having 4 months 0% interest for larger...

5
I appreciate having 4 months 0% interest for larger items. Reviewed on: 8th June 2024

Better than a credit card

5
Better than a credit card, gives plenty of time to pay off in full before charging interest Reviewed on: 8th June 2024

PayPal paves the way for others to follow.

5
PayPal paves the way for others to follow. Number 1in fintech services. Reviewed on: 8th June 2024

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