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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177244 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177255)

love their 4 months interest free period

I have been using it for a long time, love their long interest free period. Reviewed on: 7th June 2024

Amazing experience this is what we call service

Amazing experience this is what we call service Reviewed on: 7th June 2024

I like the fact when you spend over a certain amount...

I like the fact when you spend over a certain amount you can get and interest free period to pay it off. This really help. I have not had any issues with PayPal. Always been happy with the service provided so far. Reviewed on: 7th June 2024

I always use PayPal, never had issues

I always use PayPal, never had issues Reviewed on: 7th June 2024

Fantastic customer service:I have had positive exper...

Fantastic customer service:I have had positive experience, issues are resolved quickly and efficiently Reviewed on: 7th June 2024

Excellent way of accessing short term interest free...

Excellent way of accessing short term interest free finance - I have used this for several years and found it to be very helpful in spreading costs of expensive items Reviewed on: 7th June 2024

Katie1313

Positive experience, good quality of communication Reviewed on: 7th June 2024

Simple, efficient and good value

Simple, efficient and good value Reviewed on: 7th June 2024

PayPal Credit is simple and flexible

PayPal Credit is a simple and affordable payment method which provides a range of options to spread the cost of purchases. I have used PayPal Credit on many occasions and found it to be very easy to understand and use. Repayments are clearly explained and the 0% options are extremely helpful to split larger purchases into more managable sums. Interest on other payment plans are competitive and easy to understand what it will cost. Reviewed on: 7th June 2024

I always get a great service with my Paypal credit a...

I always get a great service with my Paypal credit account which I have been holding for years. It is accessible, easy to use and offer a longer term to pay the borrowed money back. Reviewed on: 7th June 2024

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