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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174025)

Convenient and help to spread the cost

5
Convenient and helps to spread the cost to purchasing more expensive items. Reviewed on: 4th June 2024

Highly Recommended

5
Highly recommended, reliable and friendly team that assists when you needed help Reviewed on: 4th June 2024

Love paypal

5
I've always used PayPal over the years and continue to do so Reviewed on: 4th June 2024

Would recommend

5
Not experienced customer service but the service as a whole is good. No complaints Reviewed on: 4th June 2024

I trust PayPal.

5
Evrey thing is brilliant, except when I want to speek to costumer serves, it is not dood and the answer machine is so bad .I just wish to change it Reviewed on: 4th June 2024

Always been a PayPal user and find it super trusting...

5
Always been a PayPal user and find it super trusting and safe. For personal and business use.. it works for everything I need Reviewed on: 4th June 2024

I am doing all payments via PayPal.

5
I am doing all payments via PayPal. Wherever required PayPal gives me facility to split payments in 3 or 4 payments without any charge. Very happy to use PayPal credit which give me more flexibility of payment without extra charges. Reviewed on: 4th June 2024

Unclear credit payments

5
There should be an option to pay exact credit payment Reviewed on: 4th June 2024

Overall happy with PayPal and PayPal credit

5
Overall happy with PayPal and PayPal credit Reviewed on: 4th June 2024

I love by with PayPal, is really trustworthy.

5
I love by with PayPal, is really trustworthy. Very good Reviewed on: 4th June 2024

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