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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174092 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174134)

Very easy and good to use.

Very easy and good to use. Safe and love that don't have to give my details out. Would definitely recommend to use as it has good rates Reviewed on: 4th June 2024

There when needed

Really helped me in my time of need , with bills and cost of living , easy to use app too Reviewed on: 4th June 2024

Good facilities - love credit option, low interest,...

Good facilities - love credit option, low interest, easy to understand Reviewed on: 4th June 2024

Easy to use.

Easy to use. And the credit option is very handy. The app is also very easy to use. Reviewed on: 4th June 2024

Would recommend to anyone.

I have used PayPal credit for quite a number of years now and have never had any issues with understanding when and how much I need to pay. Would recommend to anyone. Reviewed on: 4th June 2024

Very happy will all support and helpful customer ser...

Very happy will all support and helpful customer service. Reviewed on: 4th June 2024

Great credit guy I move the fact I get interest free...

Great credit guy I move the fact I get interest free for 4 months I can buy items now and paylater Reviewed on: 4th June 2024

a great solution to buy everything you want

a great solution to buy everything you want Reviewed on: 4th June 2024

PayPal Credit

Simple and easy to use, everything is outlined very clearly and borrowing and payback terms are very generous. Reviewed on: 4th June 2024

I’ve never had any problems, everything always clear...

I’ve never had any problems, everything always clear and easy, better option than credit cards Reviewed on: 4th June 2024

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