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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174200)

Great tool for financing shopping.

Great tool for financing shopping. Easy and helpfull Reviewed on: 4th June 2024

Always easy to use.

Always easy to use. The only downside is that 0% over longer periods isn’t available at every retailer, but they need to make money somewhere! Reviewed on: 4th June 2024

Great service and customer service

Great service and customer service Reviewed on: 4th June 2024

I use PayPal to pay for everything it’s in my opinio...

I use PayPal to pay for everything it’s in my opinion the safest way to pay. So being offered credit was a really welcome surprise. Easy to use and apply for I recommend it highly to my family Reviewed on: 4th June 2024

Fantastic, easy to use and easily tracked.

Fantastic, easy to use and easily tracked. Reviewed on: 4th June 2024

Paypal all the time help

Paypal all the time help me to buy Reviewed on: 4th June 2024

Great option to traditional credit cards

I enjoy using PayPal credit for larger purchases to take advantage of the interest free period. Love this feature PayPal provides. Reviewed on: 4th June 2024

Very convenient to pay for high value items but the...

Very convenient to pay for high value items but the don’t allow you to get into too much debt. PayPal has really sorted out payments on the Internet. So much so it’s the first and preferred method of payment for me when shopping online Reviewed on: 4th June 2024

the best option

When offered PayPal credit is always the best option Reviewed on: 4th June 2024

Works great, honest fees, and fast payment

Works great, honest fees, and fast payment Reviewed on: 4th June 2024

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