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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171916 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171939)

I’ve having PayPal account for years now and never h...

I’ve having PayPal account for years now and never had problem also if any money was taking wrongly Paypal managed to get it back very quickly. To be honest PayPal is better than a bank account Reviewed on: 3rd June 2024

Never had a problem.

Never had a problem. Really easy to use. Reviewed on: 3rd June 2024

I like the security of paying by PayPal and interest...

I like the security of paying by PayPal and interest free for three months. Reviewed on: 3rd June 2024

Have paypal by my side is very helpful

Have paypal by my side is very helpful Reviewed on: 3rd June 2024

Secure, reliable, useable...

PayPal has been a secure, reliable and very useable tool, and PayPal Credit has been a fantastic extension of that tool, with very reasonable repayment rates. It's saved Christmas a couple of times! Reviewed on: 3rd June 2024

Good Aplication

Good Application and All process is verry easy. Reviewed on: 3rd June 2024

Easy to use, with minimal administration and clear c...

Easy to use, with minimal administration and clear choices. Reviewed on: 3rd June 2024

Easy to use.

Easy to use. Nice to have 3 months free interest Reviewed on: 3rd June 2024

0% interest

Good way of using money with the 0% for 4 months. Reviewed on: 3rd June 2024

Very good credit service.

Very good credit service. I admire their payment in 4 service. Also Curve card gave it a nice flavor Reviewed on: 3rd June 2024

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