Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172060 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (172075)

Very easy to use any questions answered and delt wit...

Very easy to use any questions answered and delt with quickly Reviewed on: 3rd June 2024

Always helps when money is low and you need more tim...

Always helps when money is low and you need more time to pay back Reviewed on: 3rd June 2024

Easy to use and feel safe using the app

Easy to use and feel safe using the app Reviewed on: 3rd June 2024

Always had am easy to use payment method, the intere...

Always had am easy to use payment method, the interest free period of 4 month and pay in 3 are really handy to have at hand when I need to purchase more expensive items. Reviewed on: 3rd June 2024

PayPal is a living hell I wouldn’t recommend this an...

PayPal is a living hell I wouldn’t recommend this anyone I love. Reviewed on: 3rd June 2024

Smooth with no issues.

Smooth with no issues. Very happy with the service. Soleved issues very quickly. Easy and user friendly app. Reviewed on: 3rd June 2024

Excellent service.

Excellent service. Kept up to date about transactions and fully informed of any arising issues. Reviewed on: 3rd June 2024

I never have a problem with PayPal credit, always av...

I never have a problem with PayPal credit, always available and customer service is efficient when I call Reviewed on: 3rd June 2024

Never had any problems overall fantastic.

Never had any problems overall fantastic. Reviewed on: 3rd June 2024

Easy transaction - swift approval

Easy transaction - swift approval - user friendly Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94885 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub