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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172151 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172230)

Great facilities

Great facilities to have having interest free for 12 months and even the shorter ones of pay in 3 Reviewed on: 3rd June 2024

Tech Savvy with Excellent Customer Support.

Whenever I had any issues or queries, it got resolved when I called the helpline number. Also, I was provided £1800 credit without even applying which is good. Lastly, with a Curve Card, I am able to spend my PayPal credit in stores with the card which is also great. Reviewed on: 3rd June 2024

Perfect method

Paypal is perfect for big and little things. It’s my go to payment method because I know I’m always covered just incase of anything. I would always recommend Paypal because it’s just perfect Reviewed on: 3rd June 2024

Freedom to do credit and financial security my way

PayPal allows me the freedom to get the things I want or need at anytime. Also allows me to pay balances sooner if I want to clear balances. It’s changed the way I handle money and feel confident making transactions on the internet Reviewed on: 3rd June 2024

Paypal ser

Great and always helpfull. Only thing you can't change due by date. Othervise good service. Reviewed on: 3rd June 2024

PayPal allowed me to buy with no worries

PayPal is such a good app for borrowing money on purchasing things online, it's 3 month interest free on purchases over 150 pound is a great way to buy what you want now and nit worry about high interest rates along as you pay back before the 3 months is over, I would highly recommend applying for paypal credit if you buy a lot online and pay a lot of interest Reviewed on: 3rd June 2024

Handy. Easy access

It's always handy to have as some websites I don't like using a card. Plus you can spread the cost if you are a bit short on money Reviewed on: 3rd June 2024

A reliable service fom my money needs

A reliable service fom my money needs Reviewed on: 3rd June 2024

Never, ever had a problem using Paypal

Never, ever had a problem using Paypal Reviewed on: 3rd June 2024

Their app is very accessible .

Their app is very accessible . You always find everything easily. Reviewed on: 3rd June 2024

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