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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172350 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172399)

Its been a game changer to have PP Credit.

Its been a game changer to have PP Credit. Helped so much being able to gain more time to pay off what I borrowed. Reviewed on: 3rd June 2024

Always easily accessible and a smooth process

Always easily accessible and a smooth process Reviewed on: 3rd June 2024

Great for people who just need a bit of help

Came in handy when I needed to replace broken TV on short notice Reviewed on: 3rd June 2024

Trustworthy and easy to use.

Trustworthy and easy to use. Never had any issues with PayPal and nice to know back up available if required Reviewed on: 3rd June 2024

Very good experience.

Very good experience.It helps me treat myself. Reviewed on: 3rd June 2024

All good no major issues.

All good no major issues. Used for a few years with no problems. Reviewed on: 3rd June 2024

Fast clear good control to spend money

Fast clear good control to spend money Reviewed on: 3rd June 2024

Never had a problem helpful when needed

Never had a problem helpful when needed Reviewed on: 3rd June 2024

High interest rate.

Happy with the credit provided. The interest rate is a bit high though Reviewed on: 3rd June 2024

Paypal is extremly reliable

Paypal is extremly reliable and any issues i have it is sprting quickly. I feel safe using paypal and feel everybody should use it. Reviewed on: 3rd June 2024

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