Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172574 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (172596)

Always use pay pal credit, very easy and safe to...

Always use pay pal credit, very easy and safe to use Reviewed on: 3rd June 2024

Perfect and a great way to pay.

Perfect and a great way to pay. It makes it feel a safer way to pay. Reviewed on: 3rd June 2024

Faultless display , very good provider that's help...

Faultless display , very good provider that's help pay for things that are sometimes not always possible straight away. Reviewed on: 3rd June 2024

Great and convenient service.

Great and convenient service. Easy to use app and website. Pay in 3 is very handy Reviewed on: 3rd June 2024

Very easy to use many ways to pay very good can reco...

Very easy to use many ways to pay very good can recommend pay pal Reviewed on: 3rd June 2024

Everything is great .

Everything is great . Never no bother Reviewed on: 3rd June 2024

PayPal Credit has kept my finances accountable l.

PayPal Credit has kept my finances accountable l. Reviewed on: 3rd June 2024

Never had a problem, safest way to pay for goods...

Never had a problem, safest way to pay for goods Reviewed on: 3rd June 2024

I’ve used PayPal for many years.

I’ve used PayPal for many years. I’ve used PayPal credit, interest free and just to make purchases where I’ve needed the extra security. The times I’ve had to contact customer services, the staff have always been helpful and efficient. I’d highly recommend and I will always use. Reviewed on: 3rd June 2024

A easy buying solution

PayPal is a excellent payment system which is a joy to use with no fuss very simple to use across all platforms and gives you piece of mind when buying off the Internet Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95314 reviews
Payments
from PayPal 4.70 from 3836 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub