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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172672 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172749)

Great for emergency purchase.

Great for emergency purchase. Able to pay interest free over 4 months. Reviewed on: 3rd June 2024

It's great and safe always available to help through...

It's great and safe always available to help throughout any problems that need sorting out with any company and good variety of services Reviewed on: 3rd June 2024

PayPal Credit offers a convenient and flexible finan...

PayPal Credit offers a convenient and flexible financing option for online shoppers, especially those who frequently use PayPal for their transactions. Here are the key highlights: Pros: 1. Convenience: PayPal Credit integrates seamlessly with your existing PayPal account, making it easy to use for millions of online purchases. 2. Special Financing Offers: Often, PayPal Credit provides promotional offers such as no interest if paid in full within six months on purchases of $99 or more. 3. Widespread Acceptance: It is accepted wherever PayPal is, which includes a vast number of online retailers. 4. Quick Approval Process: The application process is straightforward, and approval decisions are usually made quickly, allowing you to start using the credit almost immediately. Reviewed on: 3rd June 2024

The experience so far was great.

The experience so far was great. Is been very useful Reviewed on: 3rd June 2024

The best service

Very helpful app. I really like it, many ways to get help. I’m 100% recommend PayPal. Reviewed on: 3rd June 2024

Does what it says on the tin.

Does what it says on the tin, easy and convenient to use. Reviewed on: 3rd June 2024

I m enjoying it so far, especially the credit system...

I m enjoying it so far, especially the credit system is so easy Reviewed on: 3rd June 2024

Very Handy

It is easy to use. Comes in handy when you need more time to pay off items. Reviewed on: 3rd June 2024

I rely so much on PayPal and PayPal credit.

I rely so much on PayPal and PayPal credit. Reviewed on: 3rd June 2024

It was easy to apply and there are a few credit opti...

It was easy to apply and there are a few credit options available. Not had to deal with customer services. It’s great that it’s a payment option in so many places. Reviewed on: 3rd June 2024

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