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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172932)

Great service, never had any issues.

5
Great service, never had any issues. Reviewed on: 4th June 2024

Helpful 10/10

5
I have used pay in three often with PayPal to help with balancing family life costs and not letting the kids down over summer. I’ve also used the PayPal credit and it’s all great works flawlessly and gives me more time to manage my money before pay day! 10/10 Reviewed on: 4th June 2024

very good finance app.

5
very good finance app. would recommend to everyone i know. never any issues and always easy to use Reviewed on: 4th June 2024

Easy and widely accepted across many online platforms.

5
Easy and widely accepted across many online platforms. A safe and secure way to pay online. Reviewed on: 4th June 2024

I like pays is easy to use and I trust...

5
I like pays is easy to use and I trust Reviewed on: 4th June 2024

Simple, practical and secure

5
Always easy to use, easy to find self help guides if I ever needed them. Simple, practical and safe! Reviewed on: 4th June 2024

Great customer service online and over the phone.

5
Great customer service online and over the phone. Great and easy to use app. Very helpful Reviewed on: 4th June 2024

The best service i have used

5
I have used PayPal credit for over 2 years, and it's been excellent, I rated neutral on customer service, as i have never found myself needing to customer service. It's easy to keep track of payments, and it's very flexible in terms of managing payments. Reviewed on: 4th June 2024

Excellent in providing payment options and will boos...

5
Excellent in providing payment options and will boost your credit score! Reviewed on: 4th June 2024

Great way to pay, good customer service support

5
Great way to pay, good customer service support Reviewed on: 4th June 2024

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