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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173045 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173053)

I never had problems with PayPal, is easy to use, go...

I never had problems with PayPal, is easy to use, good service with payment and PayPal credit with no interest if I pay in full Reviewed on: 4th June 2024

I love it, would recommend to anyone

I love it, would recommend to anyone Reviewed on: 4th June 2024

The safer way to pay.

PayPal gives me security and peace of mind when paying. They will and often do intervene if your dispute is getting nowhere or you’re facing unreasonable opposition. The safest way to pay. Reviewed on: 4th June 2024

Excellent Value for Money

Always available and effective and efficient Reviewed on: 4th June 2024

I would personally like Pay in 3 interest free & exc...

I would personally like Pay in 3 interest free & excellent service Reviewed on: 4th June 2024

Really easy to use and great value my go to for borr...

Really easy to use and great value my go to for borrowing money Reviewed on: 4th June 2024

Simple to use with no fuss.

Simple to use with no fuss. Easy to manage your money Reviewed on: 4th June 2024

Spreading the cost really helps enjoy life more

Have used credit option for big purchases and for pay over 3 months. It really helps to be able to spread the payments out ver a few months rather than paying in one go. Especially when there cost of living bas gone up. It means I can take control but also still enjoy and not miss out on things. I'm still sensible and won't buy things I know I won't be able to pay back. Reviewed on: 4th June 2024

Safety first

I feel safe using PayPal no matter what Reviewed on: 4th June 2024

Easy to apply and reasonable rates.

Easy to apply and reasonable rates. Reviewed on: 4th June 2024

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