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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173107 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173191)

Helps alot

Helps alot when pay days too far away Reviewed on: 4th June 2024

Great way to pay .

Great way to pay .. your money is safe. Reviewed on: 4th June 2024

Pay pal, a great way to p as y by instalments

PayPal is a very great option as a credit card provider, because it is accepted almost anywhere and if you spend over £100 you get 0% interest Reviewed on: 4th June 2024

Great easy to use.

Great easy to use. Like the fact that it a payment gateway. You pay off straight away or follows 3 in 1 payments. I prefer not to use direct debit so I can control when payments are made. Have to be a bit careful and have to make min payments and be aware that if you make manual payments it can be still due in same month. For me it the first time I used a credit product. Been using 3 for1 product and pay what you want. Good for large purchases. Been helping me spread costs good been using the interest free feature. Please make sure you only take credit if you have budgeted, treat it as not your money so must be paid back on time. Reviewed on: 4th June 2024

0% interest for 6 months is a game changer

0% interest for 6 months is a game changer Reviewed on: 4th June 2024

I attempted a computer purchase with PayPal credit,...

I attempted a computer purchase with PayPal credit, but it was deemed suspicious. Instead of contacting me or cancelling, they transferred the full amount to my main account. Fortunately, my bank denied the transaction and protected me. Reviewed on: 4th June 2024

Honest opinion from a genuine customer

I always use PayPal because of its safety and communication with customers is excellent and customer service department is amazing . Reviewed on: 4th June 2024

Always a good simple clear transaction, really easy...

Always a good simple clear transaction, really easy to use and convienient Reviewed on: 4th June 2024

I always feel safe and secure using PayPal online.

I always feel safe and secure using PayPal online. Their credit offer has helped me out a lot with recent, larger purchases. Reviewed on: 4th June 2024

Very satisfied with customer service staff and suppo...

Very satisfied with customer service staff and support, peace of mind for shopping and especially buying now and paying four payments. Reviewed on: 4th June 2024

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