Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173306)

I never had any problems with PayPal.

5
I never had any problems with PayPal. Highly recommended and so happy from PayPal Credit. Reviewed on: 4th June 2024

Really good service, been a great help

5
Really good service, been a great help Reviewed on: 4th June 2024

Good experience and easy to use.

5
Good experience and easy to use. Great variety of services and fast payments. Reviewed on: 4th June 2024

Love using PayPal credit

5
Love using PayPal credit - find it really easy to use. Reviewed on: 4th June 2024

I love the pay in 3, it helps me navigate my spending.

4
I love the pay in 3, it helps me navigate my spending. Reviewed on: 4th June 2024

Excellent and quick service

5
Fast transfers, reliable servicr, good rates, easy to navigate. One of my personal favourite apps Reviewed on: 4th June 2024

Brilliant!

5
Brilliant! Everything simple and as flexible as you need. Reviewed on: 4th June 2024

PayPal helping fraudsters

5
I reported a transaction to PayPal and even after I provided all the evidence to PayPal, they decided against me. So, now because of some idiots from PayPal someone else is enjoying my money. Reviewed on: 4th June 2024

A good credit card

5
I have been with PayPal for more than 10 years, and I'm very happy with the company. Reviewed on: 4th June 2024

i am very happy I am using paypal

5
i am very happy I am using paypal Reviewed on: 4th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 95811 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3839 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products