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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165018 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165257)

Excellent service and so easy to use.

Pay pal offering 3 months interest free has enabled us to manage our finances so much better. It’s so easy to use. Reviewed on: 22nd May 2024

Good, affordable.

Good, affordable. I pay monthly into my credit Reviewed on: 22nd May 2024

Help me at any time.

Help me at any time. Supportive customer team even when you are in life difficult moment. Reviewed on: 22nd May 2024

I’m using PayPal credit as is very easy to use and y...

I’m using PayPal credit as is very easy to use and you don’t have to worry about scammers or anything else . Pay ones a month to keep up with no interest . I would recommend this to everyone and really appreciate how quick you can pay for everything you buy . Reviewed on: 22nd May 2024

Does good work and classic rates

Does good work and classic rates Reviewed on: 22nd May 2024

Helpful, convenient, and easy to use

They were incredibly helpful during the pandemic. Their customer service was fantastic when someone attempted to scam me. I can't fault them. It's convenient and easy to use. Reviewed on: 22nd May 2024

I’ve used PayPal for many years and PayPal credit fo...

I’ve used PayPal for many years and PayPal credit for the past 2 years or so and have found it easy and convenient. If I’ve had any problems with a seller PayPal have been very supportive by taking the stress out of having to do the chasing up. PayPal credit has been very convenient knowing there’s repayment options to suite each individuals needs Reviewed on: 22nd May 2024

The best tool for big purchases

Spreading the cost can really help you with budgeting. Paypal offers up to 4 months 0% interest free, which can be a very useful tool. It is also very convenient that this offer is not one off but can be used again. Reviewed on: 22nd May 2024

Been amazing when I’ve been a bit short on money a m...

Been amazing when I’ve been a bit short on money a month and needed to order things here and there. Fab! Reviewed on: 22nd May 2024

Always happy with PayPal

I’ve always had a positive experience using PayPal and now having the credit option gives a good level of flexibility for spreading costs to make purchasing more affordable. Reviewed on: 22nd May 2024

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