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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (162151 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (162161)

Hidden fees and rolling self generating expenses

Hidden fees and rolling self generating expenses Reviewed on: 16th May 2024

Paypal is an excellent company

You can easily apply for PayPal credit. It makes the products more affordable as they don’t charge any interest until 4 months have passed. Its easy to set up a direct debit so you don't miss any payments. Reviewed on: 16th May 2024

Very good I use PayPal for needs easy to use

Very good I use PayPal for needs easy to use Reviewed on: 16th May 2024

All my ebay transactions are done through Paypal and...

All my ebay transactions are done through Paypal and never had a problem,even when I was due a refund ( extremely rare) it was nice and quick. Reviewed on: 16th May 2024

Good overall experience, easy to use.

Good overall experience, easy to use. Reviewed on: 16th May 2024

Excellent Banking App

PayPal has always been a reliable service with really affordable payment terms. A massive help in the current climate x The App is super easy to use and I’ve been using it for years x Excellent all around Reviewed on: 16th May 2024

Great option!

PayPal credit is a great option if you need some help to spread your payments with no interest. Reviewed on: 16th May 2024

Every time I speak excellent service

Every time I speak excellent service Reviewed on: 16th May 2024

Best customer service experience

Best customer service experience Reviewed on: 16th May 2024

The best!

All easy and smooth, easy to use and fair. Reviewed on: 16th May 2024

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