Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (157223)

Excellent service!

5
Paypal is one of the easiest, realiable and excellent credit card provider I have ever used. Reviewed on: 13th June 2022

Honestly, I never struggle to get in touch with them

5
Always they remained me to pay the credit to avoid any interest fees, on top of that usually give me a 4 months window to pay back when i spend more than 1000 Reviewed on: 13th June 2022

It's absolutely AWE-SOME!!!!!!

5
What more could anyone want? You have a perpetual 4 months of 0% interest! This is better than all the other credit cards that just offer you an interest free period when you first join. Forget that! This has blown the competition! Reviewed on: 13th June 2022

My PayPal

5
Been using PayPal now for a few years and found it easy to use in fact I use it almost every time I check out on line Reviewed on: 13th June 2022

Purchase with Peace of Mind

5
PayPal Credit Provides the Ability to buy those extra little bits of happiness with peace of mind. Reviewed on: 13th June 2022

Good help

5
PayPal Credit its very good help and let us pay later without interest, I always use PayPal and I been recommended to my friends and family, thank you for your good service with your customer's.. Reviewed on: 13th June 2022

Great

5
Always use PayPal great stuff would Always recommend to s friends Reviewed on: 13th June 2022

Good

5
Best service provider! Had only wonderful experiences Reviewed on: 13th June 2022

Top company

5
Easy to use, fair company and great customer services Reviewed on: 13th June 2022

Extends my everyday purchases

5
We all need a little extra help nowadays for the essential and unexpected purchases. Paypal credit helps in many ways.... Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 80813 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3766 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 110 reviews
    PayPal
    View all products