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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165565 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165581)

Great job

Great job and great customer service Reviewed on: 22nd May 2024

PayPal Credit the easy way for Credit

A smooth way to pay eithervusing credit or instant payment. Provides an additional layer of security in difficult times. Reviewed on: 22nd May 2024

Always there for you.

Always there for you. Easy to use and frequently available. Clear prompt transactions either by credit or debit. Always reassuring when available to use Reviewed on: 22nd May 2024

Excellent for making those purchases especially if y...

Excellent for making those purchases especially if you are a little short of money when you want or need to buy something. Reviewed on: 22nd May 2024

I have used PayPal credit a few times and it makes i...

I have used PayPal credit a few times and it makes it very easy to pay and it is excellent you get 4 months interest free. Reviewed on: 22nd May 2024

The Best Service Always

Never had any issues and always been a helpful service Reviewed on: 22nd May 2024

PayPal credit is great!

PayPal credit is great! The 0% interest for the first 4 months on purchases over £100 is amazing and I use it all the time! And now we have the option to use PayPal credit is store now. It keeps getting better Reviewed on: 22nd May 2024

Good customer service and very helpful when you nee...

Good customer service and very helpful when you need it. Reviewed on: 22nd May 2024

I have never had a single problem when using PayPal...

I have never had a single problem when using PayPal and it is now my first choice when purchasing. Reviewed on: 22nd May 2024

Any trouble ive had paypal sorted it straight away a...

Any trouble ive had paypal sorted it straight away and i was struggling witha payment paypal extended it for a month to give me breathing space and when my phone cut off they phoned me back almost immediately Reviewed on: 22nd May 2024

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