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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164275 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (164275)

Excellent service every time, customer service is br...

Excellent service every time, customer service is brilliant, all if any issues resolved almost immediately. Reviewed on: 18th May 2024

Dependable

PayPal Credit helped me purchase my equipment for photography and for hiking. I won't be able to purchase it without Paypal's help. I also feel secure using their service because there's a guarantee if there's a problem with my order. Reviewed on: 18th May 2024

PayPal is efficient, secure and convenient!

Ive used PayPal for years and have always found it simple, secure and any issues I’ve had have been sorted pretty quickly. like the ease of paying with PayPal credit how it links straight to it and I like how clear it is which purchases are interest free and when that offer expires. Reviewed on: 18th May 2024

I have used PayPal for many years and the service th...

I have used PayPal for many years and the service that they provide is excellent. The fact that if you have a problem with a purchases they will step in and get you a refund. I also get 0% interest on purchase's over £100 if it is payed back within 4 months. Reviewed on: 18th May 2024

PayPal journey

I have had amazing experience with PayPal. Easy to purchase and easy to pay. Reviewed on: 18th May 2024

Overall positive results using PayPal

Overall positive results using PayPal Reviewed on: 18th May 2024

Excellent service I’ve ever used it

Excellent service I’ve ever used it Reviewed on: 18th May 2024

Keeps you safe and helps credit building

Always used PayPal to keep my bank details save and just to keep on top of my credit score, always have good no interest offers on credit and i can use it pretty much anywhere, overall love it Reviewed on: 18th May 2024

I’ve used my PayPal account on a regular basis for y...

I’ve used my PayPal account on a regular basis for years. PayPal credit and pay in 3 is so convenient, easy to use and I feel safe using it. Reviewed on: 18th May 2024

Always providing such a flexible solution for paymen...

Always providing such a flexible solution for payments, easy, quick and consistent. Reviewed on: 18th May 2024

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