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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164275 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (164289)

I took PayPal credit few times and I love that they...

I took PayPal credit few times and I love that they give you 4 months interest free to pay it back it help you so much when buying expensive things like tv etc Reviewed on: 18th May 2024

Excellent service and app!

I have been on PayPal for ages. I have used it personally and for commercial purposes. It is so convenient and the services are straight forward and easy to understand and navigate through the app. Due to this, I even started investing crypto on the app. I love PayPal! Reviewed on: 18th May 2024

i have good experience and good customer service an...

i have good experience and good customer service and convenience Reviewed on: 17th May 2024

all good exelent service very easy use

all good exelent service very easy use Reviewed on: 17th May 2024

Reliable service!

Reliable service! No unresolved issue in all the years i have used PayPal. Reviewed on: 17th May 2024

very easy and clear to use online

very easy and clear to use online, but I do wish it was possible to transfer money to my own bank account occassionally. Reviewed on: 17th May 2024

Great way to spread out online purchases.

Great way to spread out online purchases. Love the buyer protection they offer. Reviewed on: 17th May 2024

Always worked for me.

Always worked for me. Rather than going through a loan experience, paypal credut works just fine for my shoppings Reviewed on: 17th May 2024

PayPal is easy and convenient.

PayPal is easy and convenient. You know you are covered if anything bad happens. Certainly my go to payments platform Reviewed on: 17th May 2024

just works no fuss, i always end up using paypal ove...

just works no fuss, i always end up using paypal over other services Reviewed on: 17th May 2024

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