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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165301 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165513)

Question asked "How would you rate PayPal.

Question asked "How would you rate PayPal....?" I answered poor. PayPal customer service is abysmal. PayPal credit is good. I have had no reason to contact Customer service. Thank the high heavens!!! Reviewed on: 20th May 2024

Paypal is a very good lender.

Paypal is a very good lender. I have been very happy with them Reviewed on: 20th May 2024

Paypal credit

Easy to use,easy to repay over time,suit my needs Reviewed on: 20th May 2024

Great highly recommended

I’ve had an account with PayPal for a number of years and never had a cause to complain. Reviewed on: 20th May 2024

Very Helpful service to have, its there when you nee...

Very Helpful service to have, its there when you need it but isn’t overly expensive definitely a service I’d recommend to others. Reviewed on: 20th May 2024

Love the pay in 3.

Love the pay in 3. So easy and simple to use. Never had any problems with PayPal Reviewed on: 20th May 2024

Easy to use plus very helpful customer support

Easy to use plus very helpful customer support Reviewed on: 20th May 2024

PayPal has been excellent i have been able to make m...

PayPal has been excellent i have been able to make my purchases smoothly, paying for items is a breeze. Reviewed on: 20th May 2024

Great overall

I use Paypal credit and make use of the 4 months 0% interest as well as the pay in 3 options - it’s easy and seamless at point of sale. Couldn’t ask for anything easier to use and make payments. Really helpful! Reviewed on: 20th May 2024

Flexible and convenient especially during payments a...

Flexible and convenient especially during payments across almost every site I've used PayPal Reviewed on: 20th May 2024

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