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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171348)

Excellent Services and very helpful

5
Excellent Services and very helpful Reviewed on: 1st June 2024

Excellent

5
Very good, you can buy now and pay later or in instalments Reviewed on: 1st June 2024

My Great Pal - PayPal

5
Always find it useful when in need. Ease of use and with great features. Reviewed on: 1st June 2024

Very easy to use pay in 3 for big ticket...

5
Very easy to use pay in 3 for big ticket items Reviewed on: 1st June 2024

Make easy for you

5
Very good six months free interest Or paying in three months more times to pay Reviewed on: 1st June 2024

Easy to use and very safe too!

5
Easy to use and very safe too! Competitive and fair credit rates give you peace of mind when budgeting and spending Reviewed on: 1st June 2024

A great help for expensive hobbies

5
Use it for alot of online purchases. 0% for 4 months really helps when your spreading costs and don't want to pay more than what you already are for the product. Fantastic for purchases you Wind up making every few months but don't want to use savings for. Reviewed on: 1st June 2024

PayPal great service

5
I have used PayPal for many years, and it has been brilliant, have also convinced family and friends to use, it is my go to every time, I have never encountered an issue but I am aware it is always very easy to communicate and resolve, thank you PayPal for being such a great, easy and efficient service for many years and more to come Reviewed on: 1st June 2024

Very easy to use and no hassle.

5
Very easy to use and no hassle. Love the pay in 3 and 4 months interest free plans to help with big purchases. Reviewed on: 1st June 2024

Great service and easy to use.

5
Great service and easy to use. Can pay what you like above minimum payment as required Reviewed on: 1st June 2024

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