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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171504)

Safety, but I have to learn more about this payment...

4
Safety, but I have to learn more about this payment method. Reviewed on: 1st June 2024

Really useful if you are single parent as it allows...

5
Really useful if you are single parent as it allows you to spread the purchase costs over 3 or 4 months period with 0% interest. It allowed me to buy my daughter Christmas and birthday presents. Very grateful! Thank you. Reviewed on: 1st June 2024

I'm able buy items and pay later

4
Good to use but pay before deadline Reviewed on: 1st June 2024

Easy to use for emergencies clear and simple proce...

5
Easy to use for emergencies clear and simple process and understanding Reviewed on: 1st June 2024

No safer way to spendfe

5
Always feel my money is safe ,I need buy on-line without PAYPAL Reviewed on: 1st June 2024

Never had a problem with Pay Pal eel save using...

5
Never had a problem with Pay Pal and feel save using there services Reviewed on: 1st June 2024

Paypal is a flexible way of catering for all my fina...

5
Paypal is a flexible way of catering for all my financial needs under one roof. Reviewed on: 1st June 2024

I would vote for PayPal credit as it has been very u...

4
I would vote for PayPal credit as it has been very useful not having been charged interest for the first few months. Reviewed on: 1st June 2024

Easy way to manage money and secure to use for the o...

5
Easy way to manage money and secure to use for the online transactions Reviewed on: 1st June 2024

Great service always never bad and always upfront

5
Great service always never bad and always upfront Reviewed on: 1st June 2024

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