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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171657 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171664)

I had quite a bad credit score and PayPal credit has...

I had quite a bad credit score and PayPal credit has allowed me to work on building it back up and getting back into a positive score. Greatly appreciate the, apr % is fair and would absolutely recommend it to people who can use it. Reviewed on: 1st June 2024

Easy to use and very handy and good.

Easy to use and very handy and good. Reviewed on: 1st June 2024

Lovely credit balance,easy to use

Lovely credit balance,easy to use Reviewed on: 1st June 2024

Nice help and esy to use,very good opportunity give...

Nice help and esy to use,very good opportunity give for me Reviewed on: 1st June 2024

Great app, but I'd like to add it to Apple...

Great app, but I'd like to add it to Apple pay Reviewed on: 1st June 2024

Paypal makes mu life so much easier!

Paypal makes mu life so much easier! I love how fast and efficient the transaction and withdrawing process is. I know that my money ie always in safe hands Reviewed on: 1st June 2024

Highly recommended

Flexible repayment methods, useful all the time Reviewed on: 1st June 2024

I always use pay pal as it’s the safest way to pay a...

I always use pay pal as it’s the safest way to pay and it’s the only way I trust now when paying for items. Reviewed on: 1st June 2024

easy and clear website. User friendly

easy and clear website. straightforward Reviewed on: 1st June 2024

Great, no issues, secure payment

Great, no issues, secure payment Reviewed on: 1st June 2024

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