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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173901)

Easy to use

5
Easy to use, easy to understand, easy to use on internet and very good app Reviewed on: 2nd June 2023

My paypal

5
Absolutely great service and very helpful Reviewed on: 2nd June 2023

Ease of use. Excellent service

5
Great to know it's there if something needed and cash is not to hand at that moment. Monthly repayments are very reasonable too. Reviewed on: 2nd June 2023

The best for shoping

5
I am very happy with paypal credit and I use all the time to pay with no interest. Reviewed on: 2nd June 2023

PayPal ideal, best consumer support among other.

5
I have been supporting massively by by PayPal without any charge or interest. When you pay your credit in time, you pay nothing. PayPal is the best. Reviewed on: 2nd June 2023

Your wallets best friends

5
I have been customer since they 1st introduced PayPal Credit payments. It’s saved me lot’s of time shopping conveniently and spreading the cost over a period of time. & its popularity allowed to shop from almost every online store available out there with 24/7 support hassle free shopping. Reviewed on: 2nd June 2023

Money on hand

5
Easy to use, no hassle whatsoever and safe as well. With PayPal, it's peace of mind all year round. Reviewed on: 2nd June 2023

A life saver

5
Using paypal helps me to plan financially when I have so many payments to make. PayPal gives the option to pay later and with pay in 3. I take my time to slowly pay them off without being charged interest. This gives me a relief knowing the rise of cost of living. Also the customer service is amazing, they respond quickly in a professional manner & making sure you are feeling content. Thank you so much. PayPal is my next online best friend, I have been using it for many years now. Reviewed on: 2nd June 2023

Great

5
Great company! Easy to use when you need a little extra time to pay Reviewed on: 2nd June 2023

Safe and sound

5
I use PayPal for internet purchases as it gives me an additional level of security. I also use their credit facility as if I pay on time it costs nothing to use. Highly recommended Reviewed on: 2nd June 2023

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