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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173874 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173901)

Pay pal credit

They have helped me several times through a lot of purchases to be able to spread the cost Reviewed on: 2nd June 2023

TIME TO PAY SHORT TERM

Paypal Credit allows you to pay for goods and services over three months. Great for unexpected or planned spending when money is tight. Reviewed on: 2nd June 2023

Making online shopping easy

Since getting Paypal credit I've been able to make some big purchases possible and affordable all from the comfort of my gaming chair Reviewed on: 2nd June 2023

Paypal Credit

The 0% interest over 4 months is very useful to me, highly reccomend. Reviewed on: 2nd June 2023

Excellent service

Paypal has always been supportive with offering credit for purchases on line. Paypal gives the opportunity to spread payments over some time which makes the customer comfortable with payments. Reviewed on: 2nd June 2023

Very quick and easy process

Very quick to sign up plus very reliable offers 4 months free 0% interest. Was so easy to set up wanted a big holiday paypal offered a way for me to pay for it over 4 months without interest and noticed I could use PayPal credit on alot of websites so its not limited. Absolutely recommended for that one big purchase you want to pay over the next couple months it was very fast I struggled elsewhere to find a credit with 0% . Reviewed on: 2nd June 2023

Paypal credit

Paypal credit has helped me so much pay for my items over time and no interest! Its simple and easy and safe! Couldn't recommend it more Reviewed on: 2nd June 2023

Dobry sposob na szybki zakup

Kredyt z PayPal jest bardzo wygodnym i szybkim sposobem sfinansowana czegoś na co w w tej chwili nie mam gotówki Reviewed on: 2nd June 2023

Looking out for the younger folk

PayPal credit is great for young people trying to build a score! Reviewed on: 2nd June 2023

Simple and straightfoward platform

Good range of services provides, with good customer service to boot Reviewed on: 2nd June 2023

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