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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171727 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171745)

Great service, good payment plans and trustworthy.

Great service, good payment plans and trustworthy. Reviewed on: 1st June 2024

Highly recommend

Since I have been on PayPal it is the most smooth and convenient. The customer service is great Reviewed on: 1st June 2024

Great experience all round so far :)

Great experience all round so far :) Reviewed on: 1st June 2024

Very quick and efficient.

Very quick and efficient. No issues Reviewed on: 1st June 2024

Great app, could be improved

The app is straightforward and easy to use. The deals / offers are good and can legitimately be used without contributing to a debt spiral. Yet I’ve not experienced what I consider ‘real customer service’ from Paypal credit. Reviewed on: 1st June 2024

Always handy and easy to use.

Always handy and easy to use. Been using for few years now and always help me plan my finance ahead Reviewed on: 1st June 2024

Great all round experience, working smoothly, never...

Great all round experience, working smoothly, never had any problems, everything is accessible in the way I can understand it and the icing on the cake is that PayPal have teamed up with Curve Mastercard, what a great service. PayPal with Curve Mastercard is definitely the way forward for me. Reviewed on: 1st June 2024

I've never had any problems with PayPal credit.

I've never had any problems with PayPal credit. PayPal has also put my credit limit up, so if I decide to make a larger purchase, there will be no issue. Reviewed on: 1st June 2024

Simply the best

Professional, trustworthy and very fast payments online. Reviewed on: 1st June 2024

I love the fact you can pay off in instalments when...

I love the fact you can pay off in instalments when you havent got enough money to buy in one go Reviewed on: 1st June 2024

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