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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171779)

PayPal Credit Great Product

5
PayPal Credit provide a great service, will be even better when a physical card linked to account. Reviewed on: 1st June 2024

Overall it's great but the only thing that's missing...

4
Overall it's great but the only thing that's missing is Balance Transfer Reviewed on: 1st June 2024

Brilliant and easy to use, would highly recommend to...

5
Brilliant and easy to use, would highly recommend to anyone on a budget and dealing with everyday life and spending Reviewed on: 1st June 2024

Alway found PayPal good, never had an issue

5
Alway found PayPal good, never had an issue Reviewed on: 1st June 2024

The standard of PayPal service is inimitable

5
The standard of PayPal service is inimitable. Where PayPal goes, no other has the speed to follow. It’s pure excellence. I’m thanking you PayPal Reviewed on: 1st June 2024

Mr Broad Options

5
PayPal credit can be used while paying for various online purchases and even some government services, such as council tax payments. It really makes the life much easier. Thank you! Reviewed on: 1st June 2024

Super service, thoroughly enjoy using them.

5
Super service, thoroughly enjoy using them. Reviewed on: 1st June 2024

Nice to deal with quick response you will get the th...

5
Nice to deal with quick response you will get the things you by ASAP Reviewed on: 1st June 2024

Yes-paypal credit

5
I have found using PayPal credit very easy to use and that most companies accept this as a way of payment. Have already recommended to others. Reviewed on: 1st June 2024

Excellent credit service and plenty of time to pay i...

5
Excellent credit service and plenty of time to pay it back Reviewed on: 1st June 2024

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