Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171776 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171779)

It’s been a useful form of credit

It’s been a useful form of credit Reviewed on: 1st June 2024

Easy to use, very safe and value for money

Easy to use, very safe and value for money Reviewed on: 1st June 2024

PayPal is fast, efficient and safe.

PayPal is fast, efficient and safe. I love ❤️ the confidence it has given me to purchase high cost item knowing that I am protected and that I can spread the cost. What’s even better is in most instances this has been interest free. Reviewed on: 1st June 2024

Easy to use and understand app with loads of feature...

Easy to use and understand app with loads of features and functionality Reviewed on: 1st June 2024

Really happy with how I get notifications for paymen...

Really happy with how I get notifications for payments and how easy it is to make payments Reviewed on: 1st June 2024

So easy and safe

So easy and safe no problems having used it for many years would recommend to anyone Reviewed on: 1st June 2024

Managing Credit and pending transactions is hard

Managing Credit and pending transactions is hard Reviewed on: 1st June 2024

It's handy to use and always available

It's handy to use and always available Reviewed on: 1st June 2024

Easy to use and the app is great

Easy to use and the app is great Reviewed on: 1st June 2024

Great customer service always good and helpfulm

Great customer service always good and helpfulm Reviewed on: 1st June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94648 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub