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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171727 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171745)

Tools robbed from van .

Tools robbed from van .pay pal credit enabled us to carry on working by replacing our power tools Reviewed on: 1st June 2024

I use PayPal credit quite a bit for it big purchases...

I use PayPal credit quite a bit for it big purchases I love that it gives me more time to pay for items and also the pay in 3 is a brilliant idea for smaller purchases Reviewed on: 1st June 2024

Perfect credit option for anyone

It’s just perfect, my first credit option when I want to pay somewhere Reviewed on: 1st June 2024

Always there to help.

Paypal have been very helpful with some of my purchases. Reviewed on: 1st June 2024

Used PayPal for many years with great experiences ev...

Used PayPal for many years with great experiences every time. Resolution to buyer disputes absolutely no problem whatsoever. Reviewed on: 1st June 2024

Easy to use and pay

So easy to do and pay off when you can when you use PayPal credit. It feels like it is on my terms Reviewed on: 1st June 2024

Fabulous customer service.

Fabulous customer service. Excellent in every way Reviewed on: 1st June 2024

Easy to use and understand, have used it a number of...

Easy to use and understand, have used it a number of times it couldn’t be clearer Reviewed on: 1st June 2024

Perfect amazing wonderful I love pay pal

Perfect amazing wonderful I love pay pal Reviewed on: 1st June 2024

PayPal credit is amazing, allows you to pay differen...

PayPal credit is amazing, allows you to pay different amounts to your debt monthly, lets you choose the date and no fees unless late payment. Reviewed on: 1st June 2024

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