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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171643)

Very easy to use and very helpful when you are buyi...

5
Very easy to use and very helpful when you are buying expensive items you can pay interest free in instalments. Reviewed on: 1st June 2024

So safe quick & easy best invention ever

5
So safe quick & easy best invention ever Reviewed on: 1st June 2024

Used for years and find customer service to be very...

5
Used for years and find customer service to be very helpful. Always able to get money back if anything goes wrong. Reviewed on: 1st June 2024

Brilliant, fast and efficient

5
I use PayPal to transfer money often. The money arrives in seconds and I’ve never had a problem with them. I also use PayPal credit which is easy to use. Reviewed on: 1st June 2024

Great start to credit and easy to use

5
Great start to credit and easy to use Reviewed on: 1st June 2024

I love paypal!

5
I love paypal! Easy to use! All my friends and family are using it too! Reviewed on: 1st June 2024

Great help in my spending and saving

5
Great help in my spending and their plans are life savers when you are budgeting and trying to pay them off monthly instead of one go! Reviewed on: 1st June 2024

I’m very grateful for being a PayPal member.

5
I’m very grateful for being a PayPal member. Hallway’s helps to provide my payments and money transactions. I’m very happy. Reviewed on: 1st June 2024

Love paypal

5
Love paypal service and services offered.readily available and easy to navigate.regular user Reviewed on: 1st June 2024

Lots of places accept the credit.

5
Lots of places accept the credit and I can add finance after the transaction too. Reviewed on: 1st June 2024

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