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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171348)

I have a very good experience they have sorted every...

5
I have a very good experience they have sorted everything out quickly Reviewed on: 1st June 2024

PayPal credit is very good and helpful

5
PayPal credit is very good and helpful Reviewed on: 1st June 2024

Perfect Customer Service Thank you

5
Perfect Customer Service Thank you Reviewed on: 1st June 2024

Flexible.

5
Flexible. Suits my lifestyle. Easy to use to complete my online purchases Reviewed on: 1st June 2024

Really useful way to manage spend

5
Really useful way to manage spend and spread cost across several months. I have now booked a couple of holidays through PayPal Credit and it takes a lot of pressure off from a financial point of view, allowing you to really make the most of your holiday. Reviewed on: 1st June 2024

It’s great experience with PayPal

5
It’s great experience with PayPal Reviewed on: 1st June 2024

Good app, I always use PayPal to pay

5
Good app, I always use PayPal to pay Reviewed on: 1st June 2024

Simple and easy.

5
Simple and easy. Clear agreement terms Reviewed on: 1st June 2024

PayPal Credit & Subscription Benefits

5
Used PayPal for over a decade and have always been happy with their services, only recently started to use the credit card payments for some of my subscription services and I’ve been able to just sit back and relax knowing if I ever have an issue their support will insure I have it rectified ASAP. Reviewed on: 1st June 2024

PayPal is my preference

5
PayPal is my preferred way of managing my limited finances. The 3 month to pay facility is excellent I try to pay it off sooner most every time but having it available is fantastic. Reviewed on: 1st June 2024

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