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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171504)

Great app excellent customer service

5
Great app excellent customer service Reviewed on: 1st June 2024

Ease of use is excellent.

5
Ease of use is excellent. Communication from pay pal is second to none. All issues sorted out in very good time frame. Safe and secure always. Reviewed on: 1st June 2024

Pain free experience time after time.

5
Pain free experience time after time. Reviewed on: 1st June 2024

Always there

5
So convenient for safe purchases Reviewed on: 1st June 2024

Paypal Credit has great offers that you can use to y...

5
Paypal Credit has great offers that you can use to your advantage Reviewed on: 1st June 2024

Very easy to work and the facility helps manage paym...

5
Very easy to work and the facility helps manage payments over a short period of time. Reviewed on: 1st June 2024

Brilliant services and always a great help.

5
Brilliant services and always a great help. Very easy to use Reviewed on: 1st June 2024

All about PayPal

5
I don’t have one negative word to say about PayPal reason being is after one initial hiccup everything is made easy, paying with them. Using them to pay with is a good . The credit and loan that iv received is fair. I use them often.. it’s just very handy whether it’s for times of I forgot a birthday present and pay day hasn’t came Thank you Reviewed on: 1st June 2024

Really Recommend! So easy to use

5
I don’t find it to be unmanageable, i really wish you could pay off your balance by credit card though as it would be paid off quicker Reviewed on: 1st June 2024

Better than the rest.

5
It’s so easy to use when needed and the ability to change payments where needed is seamless. Also love the fact you get 0% interest offers on your purchases so it competes with the likes of others out there. Reviewed on: 1st June 2024

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