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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171657 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171664)

Love the 4 months interest free credit , is extremel...

Love the 4 months interest free credit , is extremely useful when booking my holidays with Tui Reviewed on: 1st June 2024

Super easy to use and manage.

Super easy to use and manage and very good fees. Reviewed on: 1st June 2024

Always handy to use

Always handy to use and great having the PayPal credit Reviewed on: 1st June 2024

Save money with paypal

Paypal is very easy to use, gives 4 months credit without interest which is excellent for saving money. Paypal is accepted by many retailers which is a very good thing. Reviewed on: 1st June 2024

Easy, fast & safe, exactly how it should be!

Easy, fast & safe, exactly how it should be! Always opt for PayPal Reviewed on: 1st June 2024

Easy to use, clear terms and easy to pay down

Easy to use, clear terms and easy to pay down Reviewed on: 1st June 2024

Treated well as a respected customer

PayPal credit has always treated me well as a customer. Started with a small balance before increasing when appropriate and always keep me well informed of changes and charges. Really helps when buying big items I can’t fully pay upfront. Reviewed on: 1st June 2024

Always use PayPal for the safety.

Always use PayPal for the safety. The pay in 3 and 4 months no interest are really handy! They also helped me get back money I was owed from a cancellation :) Reviewed on: 1st June 2024

PayPal credit provides a flexible and reliable syste...

PayPal credit provides a flexible and reliable system to access finance. Reviewed on: 1st June 2024

I have been using PayPal for many years and have nev...

I have been using PayPal for many years and have never had a problem with them Reviewed on: 1st June 2024

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