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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171727 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171745)

Paypal credit is amazing and helped me out when I've...

Paypal credit is amazing and helped me out when I've had hope appliances break down and have to buy new one and it's easier to spread the cost and you can pay of bills so much easier with it Reviewed on: 1st June 2024

Really simple and easy to use.

Really simple and easy to use. Is a simple way to get funds and spread the cost. Reviewed on: 1st June 2024

Helps spread the cost and make items affordable!

PayPal credit has been extremely useful for spreading the cost of items. Also it has allowed me to build my credit score up. Over all a very good service and helpful. Reviewed on: 1st June 2024

Probably the most secure way to purchase online.

Probably the most secure way to purchase online.. Reviewed on: 1st June 2024

Very good service.

Very good service. Love it helps alot Reviewed on: 1st June 2024

Very helpful and always appreciated their services

Very helpful and always appreciated their services Reviewed on: 1st June 2024

All good never no issues always you pay pal credit f...

All good never no issues always you pay pal credit for holidays Reviewed on: 1st June 2024

Great to using PayPal for everyday shopping online

Great to using PayPal for everyday shopping online Reviewed on: 1st June 2024

Simple & Quick Credit

Simple and quick application process - very easy to keep track of purchases and payments through the app. Reviewed on: 1st June 2024

Easy, time saving payments!

Easy, time saving payments! Recommend! Reviewed on: 1st June 2024

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