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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171776 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171779)

Amazing Customer Service.

The server is genuinely easy to use, the customer service is absolutely amazing. I always get the answer I need immediately which is rare these days. Reviewed on: 1st June 2024

Always provide a good flexible credit service which...

Always provide a good flexible credit service which is perfect for my needs. App is easy to use. Reviewed on: 1st June 2024

Help me a lot and easy to use, great community...

Help me a lot and easy to use, great community Reviewed on: 1st June 2024

I'm happy with PayPal, recommend to people who still...

I'm happy with PayPal, recommend to people who still don't have this account. Reviewed on: 1st June 2024

Paypal credis is an amazing service.

Paypal credis is an amazing service. Reviewed on: 1st June 2024

Very easy to use, great to have available as an...

Very easy to use, great to have available as an option Reviewed on: 1st June 2024

Paypall have bad rep I only use for the credit optio...

Paypall have bad rep I only use for the credit options and most of the time that don't work.. Reviewed on: 1st June 2024

Fantastic to use overall

PayPal Credit is my favourite way to buy things online. Purchasing only takes a couple of clicks and the 0% for 4 months offers over £99 are pretty much unmatched. Their customer service over the phone is always incredible too - I call frequently and the Irish guys at their centre always offer the best customer service I've ever had. The only thing could be improved is their UI and the way the bills are presented - there is no way of knowing exactly how much is owed when using buy now pay later and it can get pretty complicated figuring it out. But overall I'd highly recommend. Reviewed on: 1st June 2024

Always find super easy to use and safe and secure...

Always find super easy to use and safe and secure Reviewed on: 1st June 2024

PayPal makes it easier to spread the cost with easy...

PayPal makes it easier to spread the cost with easy affordable monthly payments. Reviewed on: 1st June 2024

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