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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173874 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173901)

Easy process

Easy process and give time to pay for things in this cost of living crisis m Reviewed on: 3rd June 2024

Very good.

Very good. Great rewards and super easy to use Reviewed on: 3rd June 2024

Its quick.

Its quick. Only need to add more retailers for buying big value items over 0% APR. Reviewed on: 3rd June 2024

Fantastic trustworthy company

I’ve been a customer with PayPal credit for 7years, they’ve been a responsible lender and have made things clear and flexible. I love that the fees are clear and completely transparent with no hidden surprises. It’s a company widely accepted and respected. Reviewed on: 3rd June 2024

I trust Paypal.and paypeal credit

I trust Paypal. It has always been there when I need it, and no nasty surprises. The site is clear and easy to use, everything is it plain sight. The offer of 3 payments is handy and makes a larger payment more affordable, and no interest. Win win. Reviewed on: 3rd June 2024

Always easy to use Give and receive money

Always easy to use Give and receive money Reviewed on: 3rd June 2024

Brilliant service great value supers interest rates...

Brilliant service great value supers interest rates easy too use no problems just fantastic Reviewed on: 3rd June 2024

Clear and quick transactions, always useful abroad

Clear and quick transactions, always useful abroad Reviewed on: 3rd June 2024

Easy peasy

Very easy and straightforward to manage Reviewed on: 3rd June 2024

PayPal credit is available seamlessly to support pur...

PayPal credit is available seamlessly to support purchases with different options at low interest Reviewed on: 3rd June 2024

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