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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171287 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171311)

Superstar service!!

I love using PayPal services as it has helped ease larger purchases with pay in 3, also PayPal credit is wonderful, helpful and the interest is low enough. The site is easy to use and navigate. Reviewed on: 1st June 2024

Extremely flexible, great rate compared with other l...

Extremely flexible, great rate compared with other lenders, can use on multiple sites for multiple items. I would highly recommend given the payment interest free for a number of months and pay in three options. If it could be associated to a paypal credit card linked to your same account, that would be a great option. Reviewed on: 1st June 2024

Quick and safe with better credit

Better than just a credit card as it is usually quicker and safer to complete a transaction. More and more retailers and services seem to accept PayPal offering longer to pay than any credit card Reviewed on: 1st June 2024

My Money is in safe hands.

I trust the site 100% to look after my money and my transactions. Paypal always refunds my money or solves any issue i have with 3rd party sellers. As a company they have never let me down. Reviewed on: 1st June 2024

quick and easy

I fined it quick and easy to used customer service have always been prompt and helpful Reviewed on: 1st June 2024

Good service

Simple to setup, got introduced through a 0% offer and everything is easy to setup exactly when and how much you want to pay Reviewed on: 1st June 2024

Any problems sorted quickly and efficiently, excelle...

Any problems sorted quickly and efficiently, excellent Reviewed on: 1st June 2024

There when I need it very helpful

There when I need it very helpful Reviewed on: 1st June 2024

use the service all the time a lot easier than a cre...

use the service all the time a lot easier than a credit card and cheaper like the idea Reviewed on: 1st June 2024

Great service

Can’t fault it. Always been great service Reviewed on: 1st June 2024

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