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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171484)

Excelent payback plan.

5
easy to acces a nice small 4 months PayPal payback plan. Its so helpfull. Reviewed on: 1st June 2024

PayPal has my heart

5
Had a great experience from the very beginning! I always use PayPal to make purchases and sometimes if the website doesn’t offer a PayPal option I won’t continue with the transaction. It gives me a sense of security when making payments no matter how big or small especially after I had bought from a company I thought was safe until the items received were nothing like advertised. Luckily I had paid through PayPal who were able to help me get my money back and I reported the company as fraud. I will always preach to anyone who doesn’t have PayPal to get an account! Being able to make a purchase and having a little more time to pay it off with no interest for 4 months… better than ANY bank out there! Reviewed on: 1st June 2024

Reliable service

5
Good experience so far,no ugly experiences yet Reviewed on: 1st June 2024

Easy to manage.

5
Easy to manage, communication about upcoming payments is excellent. Reviewed on: 1st June 2024

Great experience and security.

5
Great experience and security. Every time I had issues with payments or issues with the sellers or buyers PayPal swiftly helped to resolve it for me. Reviewed on: 1st June 2024

It’s very helpful and very good for everyone

5
It’s very helpful and very good for everyone Reviewed on: 1st June 2024

Save me,and help me exist .

5
Save me,and help me exist .make my payments secure,and comfortable. Reviewed on: 1st June 2024

easy peasy 2

5
easy peasy easy to use avoid xtra security checks quicker Reviewed on: 1st June 2024

Easy to use, spread the cost over 4 months

5
Easy to use, spread the cost over 4 months Reviewed on: 1st June 2024

PayPal credit support

5
It's a handy platform for instalment payments. Reviewed on: 1st June 2024

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