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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171589 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171643)

I always find paypal very friendly , since long.

I always find paypal very friendly , since long. Reviewed on: 1st June 2024

Fast, simple and reliable credit provider

Fast, simple and reliable service of providing with a means of spreading the cost across a given time period. Reviewed on: 1st June 2024

A treat when needed!

Great to use PayPal credit, when your shopping and treating yourself, Good payment options too Reviewed on: 1st June 2024

Extremely flexible and efficient!

Extremely flexible and efficient! Reviewed on: 1st June 2024

Really helpful customer service and I like that ther...

Really helpful customer service and I like that there’s multiple payment options such as pay in 3 Reviewed on: 1st June 2024

Very good service and very friendly staff

Very good service and very friendly staff Reviewed on: 1st June 2024

Must have credit system

Great for spreading payments with boat in 3 and 4 months interest free credit. Been a great help for me buying furniture etc Reviewed on: 1st June 2024

Perfect for me

I find PayPal credit very helpful with buying my items, the 4 month interest free system is great for me to use when buying anything between 100 to 500 pounds so I can pay in two or the maximum of 4 months, my credit limit is is good at the moment not to much as to tempt someone in too spend it all but not too small either so the items I buy are in the price range that PayPal credit provides my to use. Payments made to pay off credit are useful so I can either pay the minimum each month if I wished or pay off earlier if I wanted too, over all this is perfect for me. Reviewed on: 1st June 2024

Very easy to use, reminders get sent , really good...

Very easy to use, reminders get sent , really good Reviewed on: 1st June 2024

Excellent App and payment platform

I’ve used PayPal credit many times now for big purchases. I find it so convenient and easy to use. Makes things so much more affordable. Reviewed on: 1st June 2024

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