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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (166282 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (166483)

There when I needed it.

There when I needed it. Application was simple Reviewed on: 21st May 2024

Usually very smooth.

Usually very smooth. Really enjoy the 0% credit for 4 months with purchases over 99 pounds Reviewed on: 21st May 2024

I feel safe when using paypal to shop online.

I feel safe when using paypal to shop online. Easy use app to track your spending and card usage. Different options of payment by 3 or 4 months. As long you are on top of your budget and maintain good balance. I always tell friends and family to use it when use online and look for paypal payment Reviewed on: 21st May 2024

PayPal for my ebay buys

I use Paypal for ebay purchases and I have had no problems so far using their service as it saves using my debit cards directly. Reviewed on: 21st May 2024

Last experience with PayPal very poor

Last experience with PayPal very poor… Reviewed on: 21st May 2024

I love the payment options and customer service

I love the payment options and whenever I contacted customer service, they helped me to understand everything. Reviewed on: 21st May 2024

Good and effective service, no problems at all

Good and effective service, no problems at all Reviewed on: 20th May 2024

perfect service I'm happy and is secure

perfect service I'm happy and is secure Reviewed on: 20th May 2024

Excellent Customer Service

Excellent customer services all the time I’ve call, gave me all the explanations I need and fixed my problem. Easy and trusted app to use and make payments. Reviewed on: 20th May 2024

Helpful and informative

PayPal credit allowed me to get a laptop ready to start university back in 2022, and although my impulsivity from my ADHD got the better of me and I ended up in debt with them, they make it clear on how they can help you repay and avoid increased interest rates! Reviewed on: 20th May 2024

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