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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165565 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165581)

Love PayPal Best experience ever!

Best experience ever! I use PayPal every day and I enjoy PayPal credit. Reviewed on: 18th May 2024

More for your money

PayPal Credit is an excellent deal, for when you are a bit strapped for cash. It is always good to have PayPal Credit when you have to make a bigger purchase. With PayPal Credit you can spread it over a few months, and that helps alot ! Reviewed on: 18th May 2024

Very easy and useful as a payment solution

Very easy and useful as a payment solution Reviewed on: 18th May 2024

It could be better

It could be better, I've been using it for 3 years and my credit limit never increases Reviewed on: 18th May 2024

Prompt resolution.

Prompt resolution, quick response. Reviewed on: 18th May 2024

Amazing must have!

PayPal credit is great. I have had zero issues with it and always seems so effortless to sort out. I can modify anything I wish with ease and without having to Google how to’s and what not. It’s a great platform and is the best I’ve used. Reviewed on: 18th May 2024

Love using Paypal.

Love using Paypal. Ease of transactions and the faster at fingertips wherein never I have seen with any other Reviewed on: 18th May 2024

Simple and flexible, use it frequently.

Simple and flexible, use it frequently. Reviewed on: 18th May 2024

PayPal credit is particularly useful on eBay

PayPal credit is particularly useful on eBay Reviewed on: 18th May 2024

Even when I have been a day or so late with my payme...

Even when I have been a day or so late with my payment I have not been penalized,also when I have had a dispute with supplier PayPal have been quick to refund Reviewed on: 18th May 2024

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