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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171875 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171887)

PayPal credit is very good and helpful

PayPal credit is very good and helpful Reviewed on: 1st June 2024

Perfect Customer Service Thank you

Perfect Customer Service Thank you Reviewed on: 1st June 2024

Flexible.

Flexible. Suits my lifestyle. Easy to use to complete my online purchases Reviewed on: 1st June 2024

Really useful way to manage spend

Really useful way to manage spend and spread cost across several months. I have now booked a couple of holidays through PayPal Credit and it takes a lot of pressure off from a financial point of view, allowing you to really make the most of your holiday. Reviewed on: 1st June 2024

It’s great experience with PayPal

It’s great experience with PayPal Reviewed on: 1st June 2024

Good app, I always use PayPal to pay

Good app, I always use PayPal to pay Reviewed on: 1st June 2024

Simple and easy.

Simple and easy. Clear agreement terms Reviewed on: 1st June 2024

PayPal Credit & Subscription Benefits

Used PayPal for over a decade and have always been happy with their services, only recently started to use the credit card payments for some of my subscription services and I’ve been able to just sit back and relax knowing if I ever have an issue their support will insure I have it rectified ASAP. Reviewed on: 1st June 2024

PayPal is my preference

PayPal is my preferred way of managing my limited finances. The 3 month to pay facility is excellent I try to pay it off sooner most every time but having it available is fantastic. Reviewed on: 1st June 2024

Five Stars

Good offers, easy application and the chat support is great! Reviewed on: 1st June 2024

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