Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171832 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171838)

Nice n cool

It was all smooth sailing from the start and now over 10 years still there Reviewed on: 1st June 2024

I've used PayPal for so long now and I love it!

I've used PayPal for so long now and I love it! Everything is clearly explained, and the app is super easy to use Reviewed on: 1st June 2024

Very easy to use.

Very easy to use. Quick decisions. Reviewed on: 1st June 2024

What can I say about PayPal, this has been my best c...

What can I say about PayPal, this has been my best choice in almost 20 years, everything I need is there, simple and true!❤️ Reviewed on: 1st June 2024

I had quite good experience, they don't change you a...

I had quite good experience, they don't change you a lot extra and you have the option to pay later or in 3 payments as well.I have take it when I really need it,helping you a lot to do what you hav3 to do. Reviewed on: 1st June 2024

Great option for credit, nice customer service

Great option for credit, nice customer service Reviewed on: 1st June 2024

I have a great experience with Paypal Credit.

I have a great experience with Paypal Credit. It's so helpful to have with. I have no problem whatsoever. Excellent! Reviewed on: 1st June 2024

Use paypal credit all the time, its brill

Use paypal credit all the time, its brill Reviewed on: 1st June 2024

Solid company

I have been with PayPal since 2007 I think. I have never had a singe issue. Using PayPal almost weekly. The 0% interest for 4 months has helped me decorate my home and garden over the last three years. Big thumbs up from me Reviewed on: 1st June 2024

Faultless great service great company

Faultless great service great company Reviewed on: 1st June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94686 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub