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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170001)

Fantastic service

5
Fantastic service …Really easy to use for purchases Reviewed on: 28th May 2024

Good, but easy to sink into.

4
Good, but easy to sink into. Very easily available to spend and use which is both a blessing and a curse - helps when you need it, but hard to get out of. Reviewed on: 28th May 2024

Love PayPal

5
I have used PayPal for a couple of years now and with PayPal credit I am able to pay stuff back and not have to worry about interest so I can spread the cost more I would definitely recommend them to everyone I know Reviewed on: 28th May 2024

Trust PayPal 100% for payment and keeping my money p...

5
Trust PayPal 100% for payment and keeping my money protected Reviewed on: 28th May 2024

Excellent experience- great support!

5
Excellent experience- great support! This is a great service and I have had an excellent experience Reviewed on: 28th May 2024

Always been essential Tech Credit Source.

5
Always been essential Tech Credit Source. Generous Modern.. Reviewed on: 28th May 2024

Very easy to make and manage payments.

5
Very easy to make and manage payments. Never had any issues. Will continue to use in the future Reviewed on: 28th May 2024

Excellent service very good customer service and int...

5
Excellent service very good customer service and interest rate s Reviewed on: 28th May 2024

Easy to use and reliable.

5
Easy to use and reliable. Can be used in most shops. Pay in 4 option is great and a good way to keep interest charges down. Reviewed on: 28th May 2024

International money transfers...

5
My experience with international money Reviewed on: 28th May 2024

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