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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169735 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169747)

Great customer service team.

Great customer service via phone and email and always finds a resolution for a problem. The PayPal Credit option is a good way of using/spending funds for online purchases and you can always put yourself in check by paying via direct debits and you often get reminders about account, payments and credit usage. Reviewed on: 28th May 2024

Easy and convenient to pay.

Easy and convenient to pay. Also can spread the cost with the paypal credit. Can be use most of purchases from the online market Reviewed on: 28th May 2024

Review- 4/5

Great, easy to use, user friendly. Would refer to friends and family. Balance is easy to pay off though setting up the direct debit for payments is difficult and could be easier Reviewed on: 28th May 2024

I absolutely love pay pal credit it is so easy to use!

I absolutely love pay pal credit it is so easy to use! There’s no hidden t&cs everything is so clear to understand. It helps me out so much and makes me not worry about my purchases. The reminders help when your payment is due and that is honestly so helpful! Reviewed on: 28th May 2024

Excellent customer service, good interest rates and...

Excellent customer service, good interest rates and easy to use Reviewed on: 28th May 2024

Love PayPal gives me chance to have nice things that...

Love PayPal gives me chance to have nice things that I usually wouldn't be able to afford. Reviewed on: 28th May 2024

faulty goods

More often than not, if I had faulty goods I have been reimbursed all the money Reviewed on: 28th May 2024

Peace of mind.

Peace of mind. I do not pay for anything except they accept PayPal payments because my bank account details are safe with them. Secondly, PayPal will refund my money in case I buy I buy anything substandard or whatever the situation is. It happened to me several times. Thirdly, I don't need credit cards again because I have PayPal Credit. Reviewed on: 28th May 2024

Had a great experience with PayPal for years and years

Had a great experience with PayPal for years and years Reviewed on: 28th May 2024

Good quality experience I would recommend PayPal to...

Good quality experience I would recommend PayPal to my family and friends Reviewed on: 28th May 2024

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